It depends on how the hospital charges you for the services and treatment.

Did the hospital bill your stay as a day-case admission?

AG will cover the costs associated with a day-case admission.

 

Did the hospital charge you for a consultation (outpatient care at the hospital)? 

Then you will have to cover these costs out of pocket . 

If you believe that your hospital bill specifies "day-case admission", send us a copy for us to review. If it is indeed a day-case admission, the costs will be eligible for a refund.

 

Was your admission to the emergency room before or after a hospital stay?

If this admission is within the coverage period for medical expenses related to another hospital stay for the same condition, then you can claim back the medical expenses from us.